At Amana Life Insurance, we recognize that every policyholder has a unique financial
journey—and a one-size-fits-all approach simply doesn’t work when it comes to long-term
savings and investments. That’s why we are proud to be the only life insurer in Sri Lanka offering
policyholders the flexibility to choose from five distinct investment funds, tailored to suit different
risk appetites and financial goals.
Whether you’re seeking capital protection, balanced growth, or high-yield potential,
Amana Life empowers you to take control of your future. What sets us apart is our ability
to offer unique fund options, including the Gold Fund<, allowing customers to invest in gold-backed
assets—one of the most time-tested and reliable stores of value. This not only diversifies your
portfolio but provides a <>secure safety net during times of economic uncertainty.
With Amana Life, you can customize your policy's investment structure, ensuring your savings align with your future goals—be it
education, retirement, or wealth accumulation. Our transparent structure and ethical investment practices further ensure that you
can grow your wealth with confidence and peace of mind.
Risk Level: Medium-High | Ideal for: Gold-backers and inflation hedgers
This fund invests predominantly in gold instruments, offering a unique way to hedge against inflation and market instability. Up to 90% of the fund is allocated to physical gold-backed securities, ensuring a secure and tangible asset base. Gold has long been regarded as one of the safest and most stable investment options globally, especially during times of economic volatility. Amana Life is proud to be the only life insurer in Sri Lanka offering a dedicated gold investment fund, giving policyholders a rare opportunity to diversify their portfolio with a precious metal that preserves value over time. This makes it an ideal option for customers seeking long-term financial protection with a reliable growth outlook.
Risk Level: Low | Ideal for: Capital preservation seekers
This fund invests exclusively in fixed income securities and does not invest in equities. It's a suitable choice for those who prefer stable and predictable growth, making it perfect for policyholders with a low risk appetite and a focus on preserving capital.
Risk Level: Low-Medium | Ideal for: Conservative investors seeking a small growth edge
This option offers a modest exposure to equities (10%) while primarily investing in fixed income instruments. It's suited for policyholders who prefer capital stability with a touch of growth.
Risk Level: Medium | Ideal for: Balanced investors
The Growth Fund provides a balance between risk and reward, investing up to 60% in equities and the rest in fixed income instruments. It's designed for customers seeking moderate growth potential with a diversified approach.
Risk Level: High | Ideal for: Growth-focused investors
This fund is tailored for those who are comfortable with higher market exposure, aiming for potentially higher returns. It invests up to 90% in equities, while maintaining a 10% buffer in fixed income assets.
Your investment returns are calculated based on unit values, which reflect the real-time market performance of the respective funds. These values fluctuate based on the assets held.
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* Important : In line with our commitment to responsible and transparent investing, we would like to remind our valued policyholders that past returns are not a guarantee of future performance. *
