
SRC
Given the customer-centric philosophy of Amana Takaful PLC’s (ATL), a revolutionary insurance scheme was launched under the name of ‘Smart Rider Cover’ targeting this segment. This value proposition for Motor Cyclists is the most attractive in the market and takes into account all the challenges faced by the community on a daily basis, to ensure their livelihoods are sustained. The policy includes a host of eventualities, to ensure that at any point in time, the policy holder is shielded from loss. ‘Smart Rider Cover’ covers natural perils, riot & strike, third party property damage and hiring cover. In addition to this, ‘Smart Rider Cover’ extends a comprehensive insurance cover against personal emergencies such as disability or hospitalization and funeral expenses.
Benefits
Smart Rider Cover Comprehensive Motor Takaful
For the named driver (between the age of 18-65) | |
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Death Cover | LKR 300,000/- |
Permanent Disablement cover | up to LKR 300,000/- |
Riot & Strike Cover | The vehicle value |
Critical Illness Cover - against 38 critical illnesses | up to LKR 100,000/- |
Hospitalization Cover | LKR 750/- per day up to maximum of 10 days |
Funeral Expense Cover | LKR 25,000/- (per event and in aggregate, in case of a death of the named driver, spouse and children (between the age of 1 to 65) |
Comprehensive Cover for the motor bike includes | |
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Third Party property damage cover | extended up to LKR 300,000/- |
Loss of Income Cover | |
Riot & Strike Cover | |
Natural Perils Cover |

Insurance cover designed to take care of your elderly loved ones hospitalisation.
KruthaGuna gives you…
- Hospitalisation Expenses
- Ambulance Service
- Home Nursing
- Wheelchair Grant
- Pre-existing ailments Waived Off from the second year of renewal
* conditions apply
