Takaful Prosper

What is Takaful Prosper?

Amãna Takaful Prosper is Sri Lankas first Investment linked insurance plan, in an era of growth and prosperity, “Prosper” is a unique plan where you too can benefit from growing markets, whilst enjoying Takaful benefits.

This plan is designed to give you that added advantage of a prudent investment for the future, while providing for protection for you and your family.

You decide how much you want to earn within a stipulated period and we will help you select the best method to achieve it. With Amãna Takaful Prosper you will enjoy,

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  • The lowest entry charges in Sri Lanka
  • Shari ‘ah compliant and ethical investments
  • 3 funds to match your investment risk appetite
  • Multiple payment options
  • Entry age 18-67
  • Terms of 8, 10, 15 & 20 years
  • Flexible fund management and Contribution (payment) holiday
  • A Basic cover up to 5 times and Personal Accident cover of up to 3 times
  • Free Permanent Total Disability cover equal to your Basic Cover

The Funds

The most exciting fact is that you have 3 Shari ‘ah compliant funds to choose from when making the investment. Why? We believe that individual needs for return are different and that you should have the freedom to decide what level of return you desire. Furthermore, you also have the advantage of switching the investments to enjoy best returns and safety.

All investments are governed by Shari ‘ah guidelines and rulings

Managing Your Funds

The unique nature of a product such as Amãna Takaful Prosper is that you have control over the profits you earn. You can switch funds; take contribution holidays and more on the-go.

Switching Funds

You can switch 100% of the accumulated fund value between the 3 funds up to 2 times in a certificate year, with the first switch free of charge. This allows you to invest your money in funds that suit your future plans in line with the risks involved. A statement will be forwarded by the company to the participant after each transaction of "switching" and/or "part withdrawal".

Contribution Holiday (Payment Holiday)

Take a break from paying your regular contributions but maintain the certificate until maturity. You don’t have to worry about the protection benefit, as it stays in effect until the end of the term.
A contribution Holiday is permissible after the certificate has been in force for 5 years.


You can surrender your certificate at any time after 3 years. However, should you need to surrender early, your funds will be transferred to the Stable Fund where it will accrue profits until the end of three (3) years and paid back to you. Beyond the third (3) year surrender can be done at your discretion.

Part Withdrawal

The option of part withdrawal is available for urgent financial requirements or to simply enjoy profits made. You can apply for part withdrawals upon completing 3 years. For 8 and 10 year terms part withdrawals can be obtained twice (2), while for 15 and 20 year terms part withdrawals are allowed once every 2 years.

* Above benefits are subject to exclusions and other conditions.

Insurance cover designed to take care of your elderly loved ones hospitalisation.

KruthaGuna gives you…

-  Hospitalisation Expenses
-  Ambulance Service
-  Home Nursing
-  Wheelchair Grant
-  Pre-existing ailments Waived Off from the second year of renewal

* conditions apply

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Amana Takaful Group sustains growth & profit momentum into the second quarter.

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Amãna Takaful Strikes Gold as ‘The Takaful Amana Takaful Insurance Muthur and Vavuniya branches relocated to new premises

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Amãna Takaful adjudged one of Sri Lanka’s top employer brands for the third consecutive year

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Amãna Takaful Celebrates Employee Contributions at its ‘Annual Awards’

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25 Amana Takaful “Adhyapana” policyholders rewarded for their exceptional performance at the GCE O/L’s and Grade 5 Scholarship Exams...

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Amana Takaful expands its Branch Network...

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Upbeat performance at Amana Takaful Group. 2017 Profit Before Tax of Rs 171.9 Mn...

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Amana Takaful Group well poised for an exemplary rebound. Growth momentum sustained...

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Amãna Takaful Strikes Gold as „The Takaful Entity of the Year‟ at IFFSA Awards, “TUK TUK FULL” bags Silver for „Product of the Year‟

Amãna Takaful PLC (ATL) was ...

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ATL Bags Gold in the Life Insurance category at the National Sales Congress 2016

ATL (Amãna Takaful PLC) shone at the National Sales Congress 2016 as Mohamed Niyaz Mohamed Shafraz was bestowed with the Executive/Supervisor GOLD AWARD in the Life Insurance category.

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ATL conducts road safety workshop for student traffic controllers of Eravur

ATL (Amãna Takaful PLC ) organized a highly successful training programme on road safety in partnership with the Traffic Police Branch of Eravur recently at the Vantharumul Madhya Maha Vidyalaya, Sittandy.

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Amana Takaful Life appoints insurance industry veteran Gehan Rajapakse as new CEO

Amana Takaful Life Limited (ATLL) has announced the appointment of Gehan Rajapakse, a respected insurance professional with over two decades of experience in the industry, as its new CEO – to provide leadership to the company as it seeks to further consolidate its position following its recent successful Initial Public Offering (IPO).

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Amâna Takaful Life announces IPO of LKR 75Mn

Amana Takaful Life Limited (ATLL), a fully-owned subsidiary of Amana Takaful PLC, has announced an Initial Public Offering (IPO),via an Offer for Sale of LKR 75 million.

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Hale & Hearty – Convenient health Insurance for the entire family

ATL now provides individuals and families added peace of mind, through its ‘Hale & Hearty’ hospitalization insurance plan.

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DeergaYou - The plan that never retires.

ATL Life spearheaded innovation in the insurance industry once again, by launching the first-ever Shari’ah compliant retirement plan - DeergaYou.

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Amãna Takaful keeps its promise for the third consecutive year

Staying true to the spirit of Takaful, ATL announced a payment of SURPLUS to its General Insurance Policy-holders for the third consecutive year.

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ATL bags bronze for ‘The Islamic Finance Entity of the Year’ at SLIBFI Awards ‘Suwa Siri’ bags bronze for ‘Product of the Year’

ATL (Amãna Takaful) continued to be featured on the podium at the recently concluded Sri Lanka Islamic Banking and Finance Industry (SLIBFI) awards ceremony.

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ATL (Amãna Takaful) recently hosted the “ATL Speed Rave 2015”, a pro-karting event for the company’s loyal customers and their families.

ATL (Amãna Takaful) recently hosted the “ATL Speed Rave 2015”, a pro-karting event for the company’s loyal customers and their families.

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No. 660 – 1/1, Galle Road,
Colombo 03,
Sri Lanka.

[t]  +94 11 7501000
[f]  +94 11 2597429
[e]  info@takaful.lk


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