Takaful Solutions Family Takaful Takaful DeerghaYOU

Takaful DeerghaYOU

What is a pension?

A pension is money you can use to live on when you retire. A regular and steady source of income when you retire.

Why you will need a pension.
Everyone needs money for their retirement, to support and give you a decent standard of living. And if you have a source of income when you retire, you don’t have to depend on anyone. To make sure you have the standard of living you want after your retirement, it's best to invest in a pension plan. Today.
When to start a pension.
It's best to start on a pension plan as soon as you start earning, if you can. The earlier you start, the longer you will have, to put money away. Which means you will have more money at retirement. People who leave saving till later in life can end up with smaller pensions or have to work longer to make up the money.
How pensions work.
You put aside money during your working life into a pension fund. When you reach retirement age, you get a regular and steady income as a pension. The amount you get will depend on how much you have saved. This is why it's important to start a pension as soon as you can.
Features of the Product

  • A unit-linked Retirement Plan, where the pension payout commences on completion of the selected Contribution Accumulation Period, bundled with Death, Permanent and Total Disability or diagnosisof a Critical Illness.
  • Each Participant will be provided with a separate Participant’s Investment Account.
  • • The contribution (after charges) will be invested as units in the Participant’s Investment Account.
  • Risk Premium (Tabarru / donation) and administration fee will be charged by deducting units from the Participant’s Investment Account at the payment point, until the expiry of the Contribution accumulation
  • Period.
  • Upon expiry of the Contribution Accumulation Period, a regular payout will commence until the end of the Pension Receiving Period.



  • Stated returns are for illustrative purposes only. They do not signify guaranteed returns.
  • Actual returns are based on the market performance of the underlying assets.
  • Illustrative values are derived by using the assumed rate of return and after applying the relevant charges.

Insurance cover designed to take care of your elderly loved ones hospitalisation.

KruthaGuna gives you…

-  Hospitalisation Expenses
-  Ambulance Service
-  Home Nursing
-  Wheelchair Grant
-  Pre-existing ailments Waived Off from the second year of renewal

* conditions apply

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NEWS & EVENTS

Amãna Takaful Expands its Footprint - Latest branch in Welimada.

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Takaful PLC successfully transitions itself to the ISO 9001:2015 certification

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Multiple Wins for Amãna Takaful at IFFSA Awards

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MOU Abans Finance PLC for Tuk Tuk

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Amana Takaful Group sustains growth & profit momentum into the second quarter.

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Amana Takaful Group sustains growth & profit momentum into the second quarter.

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Amãna Takaful Strikes Gold as ‘The Takaful Amana Takaful Insurance Muthur and Vavuniya branches relocated to new premises

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Amãna Takaful relocates its Anuradhapura branch to serve their customers better

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Amãna Takaful adjudged one of Sri Lanka’s top employer brands for the third consecutive year

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Amãna Takaful Strikes Gold as ‘The Takaful Entity of the Year’ at SLIBFI Awards, ‘Kiri Govi Sathakara’ also recognised to be the ‘Product of the Year’

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Gampaha gains new, fully-fledged Amana Takaful branch

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Amãna Takaful Distributes Balanced Meals to the Public on World Health Day

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Amãna Takaful Celebrates Employee Contributions at its ‘Annual Awards’

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25 Amana Takaful “Adhyapana” policyholders rewarded for their exceptional performance at the GCE O/L’s and Grade 5 Scholarship Exams...

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Amana Takaful expands its Branch Network...

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Upbeat performance at Amana Takaful Group. 2017 Profit Before Tax of Rs 171.9 Mn...

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Amana Takaful Group well poised for an exemplary rebound. Growth momentum sustained...

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Amãna Takaful Strikes Gold as „The Takaful Entity of the Year‟ at IFFSA Awards, “TUK TUK FULL” bags Silver for „Product of the Year‟

Amãna Takaful PLC (ATL) was ...

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ATL Bags Gold in the Life Insurance category at the National Sales Congress 2016

ATL (Amãna Takaful PLC) shone at the National Sales Congress 2016 as Mohamed Niyaz Mohamed Shafraz was bestowed with the Executive/Supervisor GOLD AWARD in the Life Insurance category.

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ATL conducts road safety workshop for student traffic controllers of Eravur

ATL (Amãna Takaful PLC ) organized a highly successful training programme on road safety in partnership with the Traffic Police Branch of Eravur recently at the Vantharumul Madhya Maha Vidyalaya, Sittandy.

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Amana Takaful Life appoints insurance industry veteran Gehan Rajapakse as new CEO

Amana Takaful Life Limited (ATLL) has announced the appointment of Gehan Rajapakse, a respected insurance professional with over two decades of experience in the industry, as its new CEO – to provide leadership to the company as it seeks to further consolidate its position following its recent successful Initial Public Offering (IPO).

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Amâna Takaful Life announces IPO of LKR 75Mn

Amana Takaful Life Limited (ATLL), a fully-owned subsidiary of Amana Takaful PLC, has announced an Initial Public Offering (IPO),via an Offer for Sale of LKR 75 million.

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Hale & Hearty – Convenient health Insurance for the entire family

ATL now provides individuals and families added peace of mind, through its ‘Hale & Hearty’ hospitalization insurance plan.

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DeergaYou - The plan that never retires.

ATL Life spearheaded innovation in the insurance industry once again, by launching the first-ever Shari’ah compliant retirement plan - DeergaYou.

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Amãna Takaful keeps its promise for the third consecutive year

Staying true to the spirit of Takaful, ATL announced a payment of SURPLUS to its General Insurance Policy-holders for the third consecutive year.

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ATL bags bronze for ‘The Islamic Finance Entity of the Year’ at SLIBFI Awards ‘Suwa Siri’ bags bronze for ‘Product of the Year’

ATL (Amãna Takaful) continued to be featured on the podium at the recently concluded Sri Lanka Islamic Banking and Finance Industry (SLIBFI) awards ceremony.

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ATL (Amãna Takaful) recently hosted the “ATL Speed Rave 2015”, a pro-karting event for the company’s loyal customers and their families.

ATL (Amãna Takaful) recently hosted the “ATL Speed Rave 2015”, a pro-karting event for the company’s loyal customers and their families.

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CONTACT US

No. 660 – 1/1, Galle Road,
Colombo 03,
Sri Lanka.

[t]  +94 11 7501000
[f]  +94 11 2597429
[e]  info@takaful.lk

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