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A Happy, Healthy & wealthy retirement
ATL Life Retirement Plan – The plan that never retires for You and your spouse

In retirement, how you choose to spend your time is now up to you. The decisions you make about your investment today should be flexible enough to accommodate your life after retirement. Taking charge of your retirement begins with ATL’s Retirement Plan; assuring a dignified retirement.

A few questions to ponder…

  • Why would I need a retirement plan?
  • What’s a sufficient retirement fund for me to maintain my lifestyle after I retire?
  • For how long should I benefit from this fund?


With ATL Life Retirement Plan, you could pave your way to a dignified retirement - where you would be living your life and dreams on your terms.

What’s so unique about ATL’s Retirement Plan?
ATL will build your Retirement Fund, even in your absence

Your Spouse has been by your side through most of your achievements and challenges in life.
The retirement fund that you build today, would give you the freedom to enjoy your lives autumn years together with your beloved.

What would happen in the event of your untimely demise or total disability and your spouse is unable to continue to pay premiums? You don’t need to worry. Amana Takaful will continue to pay the premiums on your behalf and ensure your spouse receives a retirement fund at the maturity of the plan.

In the event of your death or disability your beneficiary will receive lump sum payment ( you can reload up to 5 times the annual contribution )

Flexibility to withdraw funds in an emergency

We at ATL understand that life has its ups and downs, and an emergency could happen to anyone at any time. In this light; after the fifth year, you can withdraw up to 30% of your Retirement Fund as at that date.

At Maturity You decide: Either a Lump sum or Monthly payment at retirement

You have the choice to withdraw yourwhole fund or decide on a monthly income for period between 5-45 years.

Increase your investment account with Top Ups

As and when you have some extra funds you can contribute to building the maturity value on Top Up payment.

Fund Management Flexibility

ATL life offers you a range of Investment options ranging from fixed investment to Equity, giving you control of your investments as per your risk appetite.

Flexibility to Switch Funds

The investment plan gives you options to switch betweenFixed Income and Equity Funds to get optimum returns between the policy period (upto a maximum of 5 times a year)

and many more…
Policy terms and Criteria
Entry Age 18 Years to 55 Years
Policy Term Payment paying period (Contribution Accumulation Period CAP):
Minimum: 10 Years Maximum: 40 Years


Retirement Benefit Receiving Period :
Minimum: 5 Years Maximum: 45 Years
(Retirement Benefit Receiving Period Can be extended to a maximum of Age 100)

Retirement Age 55 Years to 65 Years
Contribution Regular Contribution : Minimum monthly contribution LKR 3,000/-
Pay Modes Monthly / Quarterly / Half Yearly / Yearly
Fund Type to choose from Protected Multiple Fund
Stable Multiple Fund
Growth Multiple Fund
Volatile Multiple Fund

NEWS & EVENTS

Amãna Takaful partners up with Associated Motorways (Private) Limited - Sri Lanka’s leading pioneer in the automotive industry

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Amana Takaful’s ‘Samudra Shakthi’ cover empowers nation’s fishing community

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Amãna Takaful Expands its Footprint - Latest branch in Welimada.

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Takaful PLC successfully transitions itself to the ISO 9001:2015 certification

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Multiple Wins for Amãna Takaful at IFFSA Awards

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MOU Abans Finance PLC for Tuk Tuk

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Amana Takaful Group sustains growth & profit momentum into the second quarter.

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Amana Takaful Group sustains growth & profit momentum into the second quarter.

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Amãna Takaful Strikes Gold as ‘The Takaful Amana Takaful Insurance Muthur and Vavuniya branches relocated to new premises

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Amãna Takaful relocates its Anuradhapura branch to serve their customers better

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Amãna Takaful adjudged one of Sri Lanka’s top employer brands for the third consecutive year

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Amãna Takaful Strikes Gold as ‘The Takaful Entity of the Year’ at SLIBFI Awards, ‘Kiri Govi Sathakara’ also recognised to be the ‘Product of the Year’

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Gampaha gains new, fully-fledged Amana Takaful branch

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Amãna Takaful Distributes Balanced Meals to the Public on World Health Day

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Amãna Takaful Celebrates Employee Contributions at its ‘Annual Awards’

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25 Amana Takaful “Adhyapana” policyholders rewarded for their exceptional performance at the GCE O/L’s and Grade 5 Scholarship Exams...

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Amana Takaful expands its Branch Network...

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Upbeat performance at Amana Takaful Group. 2017 Profit Before Tax of Rs 171.9 Mn...

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Amana Takaful Group well poised for an exemplary rebound. Growth momentum sustained...

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Amãna Takaful Strikes Gold as „The Takaful Entity of the Year‟ at IFFSA Awards, “TUK TUK FULL” bags Silver for „Product of the Year‟

Amãna Takaful PLC (ATL) was ...

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ATL Bags Gold in the Life Insurance category at the National Sales Congress 2016

ATL (Amãna Takaful PLC) shone at the National Sales Congress 2016 as Mohamed Niyaz Mohamed Shafraz was bestowed with the Executive/Supervisor GOLD AWARD in the Life Insurance category.

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ATL conducts road safety workshop for student traffic controllers of Eravur

ATL (Amãna Takaful PLC ) organized a highly successful training programme on road safety in partnership with the Traffic Police Branch of Eravur recently at the Vantharumul Madhya Maha Vidyalaya, Sittandy.

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Amana Takaful Life appoints insurance industry veteran Gehan Rajapakse as new CEO

Amana Takaful Life Limited (ATLL) has announced the appointment of Gehan Rajapakse, a respected insurance professional with over two decades of experience in the industry, as its new CEO – to provide leadership to the company as it seeks to further consolidate its position following its recent successful Initial Public Offering (IPO).

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Amâna Takaful Life announces IPO of LKR 75Mn

Amana Takaful Life Limited (ATLL), a fully-owned subsidiary of Amana Takaful PLC, has announced an Initial Public Offering (IPO),via an Offer for Sale of LKR 75 million.

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Hale & Hearty – Convenient health Insurance for the entire family

ATL now provides individuals and families added peace of mind, through its ‘Hale & Hearty’ hospitalization insurance plan.

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DeergaYou - The plan that never retires.

ATL Life spearheaded innovation in the insurance industry once again, by launching the first-ever Shari’ah compliant retirement plan - DeergaYou.

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Amãna Takaful keeps its promise for the third consecutive year

Staying true to the spirit of Takaful, ATL announced a payment of SURPLUS to its General Insurance Policy-holders for the third consecutive year.

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ATL bags bronze for ‘The Islamic Finance Entity of the Year’ at SLIBFI Awards ‘Suwa Siri’ bags bronze for ‘Product of the Year’

ATL (Amãna Takaful) continued to be featured on the podium at the recently concluded Sri Lanka Islamic Banking and Finance Industry (SLIBFI) awards ceremony.

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ATL (Amãna Takaful) recently hosted the “ATL Speed Rave 2015”, a pro-karting event for the company’s loyal customers and their families.

ATL (Amãna Takaful) recently hosted the “ATL Speed Rave 2015”, a pro-karting event for the company’s loyal customers and their families.

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CONTACT US

No. 660 – 1/1, Galle Road,
Colombo 03,
Sri Lanka.

[t]  +94 11 7501000
[f]  +94 11 2597429
[e]  info@takaful.lk

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