Takaful Solutions Family Takaful Takaful DeerghaYOU

Takaful DeerghaYOU Plus

A Happy, Healthy & wealthy retirement
ATL Life Retirement Plan – The plan that never retires for You and your spouse

In retirement, how you choose to spend your time is now up to you. The decisions you make about your investment today should be flexible enough to accommodate your life after retirement. Taking charge of your retirement begins with ATL’s Retirement Plan; assuring a dignified retirement.

A few questions to ponder…

  • Why would I need a retirement plan?
  • What’s a sufficient retirement fund for me to maintain my lifestyle after I retire?
  • For how long should I benefit from this fund?

With ATL Life Retirement Plan, you could pave your way to a dignified retirement - where you would be living your life and dreams on your terms.

What’s so unique about ATL’s Retirement Plan?
ATL will build your Retirement Fund, even in your absence

Your Spouse has been by your side through most of your achievements and challenges in life.
The retirement fund that you build today, would give you the freedom to enjoy your lives autumn years together with your beloved.

What would happen in the event of your untimely demise or total disability and your spouse is unable to continue to pay premiums? You don’t need to worry. Amana Takaful will continue to pay the premiums on your behalf and ensure your spouse receives a retirement fund at the maturity of the plan.

In the event of your death or disability your beneficiary will receive lump sum payment ( you can reload up to 5 times the annual contribution )

Flexibility to withdraw funds in an emergency

We at ATL understand that life has its ups and downs, and an emergency could happen to anyone at any time. In this light; after the fifth year, you can withdraw up to 30% of your Retirement Fund as at that date.

At Maturity You decide: Either a Lump sum or Monthly payment at retirement

You have the choice to withdraw yourwhole fund or decide on a monthly income for period between 5-45 years.

Increase your investment account with Top Ups

As and when you have some extra funds you can contribute to building the maturity value on Top Up payment.

Fund Management Flexibility

ATL life offers you a range of Investment options ranging from fixed investment to Equity, giving you control of your investments as per your risk appetite.

Flexibility to Switch Funds

The investment plan gives you options to switch betweenFixed Income and Equity Funds to get optimum returns between the policy period (upto a maximum of 5 times a year)

and many more…
Policy terms and Criteria
Entry Age 18 Years to 55 Years
Policy Term Payment paying period (Contribution Accumulation Period CAP):
Minimum: 10 Years Maximum: 40 Years

Retirement Benefit Receiving Period :
Minimum: 5 Years Maximum: 45 Years
(Retirement Benefit Receiving Period Can be extended to a maximum of Age 100)

Retirement Age 55 Years to 65 Years
Contribution Regular Contribution : Minimum monthly contribution LKR 3,000/-
Pay Modes Monthly / Quarterly / Half Yearly / Yearly
Fund Type to choose from Protected Multiple Fund
Stable Multiple Fund
Growth Multiple Fund
Volatile Multiple Fund


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No. 660 – 1/1, Galle Road,
Colombo 03,
Sri Lanka.

[t]  +94 11 7501000
[f]  +94 11 2597429
[e]  info@takaful.lk


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