Takaful Solutions General Takaful Takaful Business Cover

Takaful Business Cover

As a business operating within the confines of an office, you are keenly aware of the many hazards that could affect your enterprise. One of the most important steps to take when starting a business is to protect yourself and your employees from unforeseen dangers. We have covers available for your business, employees and even your customers.

Our highly dedicated professionals are here to help you get back to business after an unanticipated incident. With Takaful Business Cover, we deliver what we promise. We also offer tailor-made policies for the following types of businesses: Textile shops, Restaurants, Grocery Stores, Pharmacies, Hardware Shops, Supermarkets and any enterprise.

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Business Takaful cover will help you to fight,

  • Fire and lightening.
  • Malicious damage.
  • Explosion.
  • Aircraft damage.
  • Impact Damage.
  • Earthquake.
  • Bursting or overflowing of water tanks or pipes.
  • Cyclone, Storm, Tempest.
  • Flood damage.
  • Natural perils.
  • Burglary and/or Housebreaking (Contents).

Free Covers include,

  • Removal of debris.
  • Demolishing and dismantling parts of the damaged building.
  • Architects, Surveyors and Consultant Engineers fees to repair the damaged building.
  • Public Liability.
  • Workman compensation insurance to 3 employees.
  • Loss of cash in safe / money in transit.
  • Loss of cash in drawer (During working hours).
  • Personal accident covers for insured, Partners & Employees up to a maximum of 5 persons.
  • Cost of legal fees.
  • Accidental breakage of fixed glasses of the building.

Tailor made Solutions in Industry,

  • Restaurants – Food poisoning.
  • Textile shops – Accidental breakage of showcase glass.
  • Grocery stores – Spoilage of frozen foods due to power failure.
  • Pharmacies – Legal liability to third party.
  • Hardware shops – Injury to public during loading or unloading.

Benefits include,

  • A cover for the business premises and customers who frequent these premises, depending on the nature of the business carried out.
  • An option of increasing the limits of these covers by paying an additional premium.

Optional covers include,

  • Name - board and sign board cover.
  • Fire damage due to electrical surge.
  • Glass breakage cover (owner only).
  • Workmen compensation covers to employees in excess of 3 persons.
  • Strike, riot and civil commotions.
  • Terrorism.

Insurance cover designed to take care of your elderly loved ones hospitalisation.

KruthaGuna gives you…

-  Hospitalisation Expenses
-  Ambulance Service
-  Home Nursing
-  Wheelchair Grant
-  Pre-existing ailments Waived Off from the second year of renewal

* conditions apply

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Amana Takaful Group sustains growth & profit momentum into the second quarter.

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Amãna Takaful Strikes Gold as ‘The Takaful Amana Takaful Insurance Muthur and Vavuniya branches relocated to new premises

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Amãna Takaful relocates its Anuradhapura branch to serve their customers better

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Amãna Takaful adjudged one of Sri Lanka’s top employer brands for the third consecutive year

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Gampaha gains new, fully-fledged Amana Takaful branch

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Amãna Takaful Distributes Balanced Meals to the Public on World Health Day

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Amãna Takaful Celebrates Employee Contributions at its ‘Annual Awards’

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25 Amana Takaful “Adhyapana” policyholders rewarded for their exceptional performance at the GCE O/L’s and Grade 5 Scholarship Exams...

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Amana Takaful expands its Branch Network...

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Upbeat performance at Amana Takaful Group. 2017 Profit Before Tax of Rs 171.9 Mn...

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Amana Takaful Group well poised for an exemplary rebound. Growth momentum sustained...

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Amãna Takaful Strikes Gold as „The Takaful Entity of the Year‟ at IFFSA Awards, “TUK TUK FULL” bags Silver for „Product of the Year‟

Amãna Takaful PLC (ATL) was ...

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ATL Bags Gold in the Life Insurance category at the National Sales Congress 2016

ATL (Amãna Takaful PLC) shone at the National Sales Congress 2016 as Mohamed Niyaz Mohamed Shafraz was bestowed with the Executive/Supervisor GOLD AWARD in the Life Insurance category.

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ATL conducts road safety workshop for student traffic controllers of Eravur

ATL (Amãna Takaful PLC ) organized a highly successful training programme on road safety in partnership with the Traffic Police Branch of Eravur recently at the Vantharumul Madhya Maha Vidyalaya, Sittandy.

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Amana Takaful Life appoints insurance industry veteran Gehan Rajapakse as new CEO

Amana Takaful Life Limited (ATLL) has announced the appointment of Gehan Rajapakse, a respected insurance professional with over two decades of experience in the industry, as its new CEO – to provide leadership to the company as it seeks to further consolidate its position following its recent successful Initial Public Offering (IPO).

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Amâna Takaful Life announces IPO of LKR 75Mn

Amana Takaful Life Limited (ATLL), a fully-owned subsidiary of Amana Takaful PLC, has announced an Initial Public Offering (IPO),via an Offer for Sale of LKR 75 million.

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Hale & Hearty – Convenient health Insurance for the entire family

ATL now provides individuals and families added peace of mind, through its ‘Hale & Hearty’ hospitalization insurance plan.

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DeergaYou - The plan that never retires.

ATL Life spearheaded innovation in the insurance industry once again, by launching the first-ever Shari’ah compliant retirement plan - DeergaYou.

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Amãna Takaful keeps its promise for the third consecutive year

Staying true to the spirit of Takaful, ATL announced a payment of SURPLUS to its General Insurance Policy-holders for the third consecutive year.

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ATL bags bronze for ‘The Islamic Finance Entity of the Year’ at SLIBFI Awards ‘Suwa Siri’ bags bronze for ‘Product of the Year’

ATL (Amãna Takaful) continued to be featured on the podium at the recently concluded Sri Lanka Islamic Banking and Finance Industry (SLIBFI) awards ceremony.

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ATL (Amãna Takaful) recently hosted the “ATL Speed Rave 2015”, a pro-karting event for the company’s loyal customers and their families.

ATL (Amãna Takaful) recently hosted the “ATL Speed Rave 2015”, a pro-karting event for the company’s loyal customers and their families.

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No. 660 – 1/1, Galle Road,
Colombo 03,
Sri Lanka.

[t]  +94 11 7501000
[f]  +94 11 2597429
[e]  info@takaful.lk


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