Takaful Solutions General Takaful All In One Business Cover

Takaful Business Cover

As a business operating within the confines of an office, you are keenly aware of the many hazards that could affect your enterprise. One of the most important steps to take when starting a business is to protect yourself and your employees from unforeseen dangers. We have covers available for your business, employees and even your customers.

Our highly dedicated professionals are here to help you get back to business after an unanticipated incident. With Takaful Business Cover, we deliver what we promise. We also offer tailor-made policies for the following types of businesses: Textile shops, Restaurants, Grocery Stores, Pharmacies, Hardware Shops, Supermarkets and any enterprise.

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Business Takaful cover will help you to fight,

  • Fire and lightening.
  • Malicious damage.
  • Explosion.
  • Aircraft damage.
  • Impact Damage.
  • Earthquake.
  • Bursting or overflowing of water tanks or pipes.
  • Cyclone, Storm, Tempest.
  • Flood damage.
  • Natural perils.
  • Burglary and/or Housebreaking (Contents).

Free Covers include,

  • Removal of debris.
  • Demolishing and dismantling parts of the damaged building.
  • Architects, Surveyors and Consultant Engineers fees to repair the damaged building.
  • Public Liability.
  • Workman compensation insurance to 3 employees.
  • Loss of cash in safe / money in transit.
  • Loss of cash in drawer (During working hours).
  • Personal accident covers for insured, Partners & Employees up to a maximum of 5 persons.
  • Cost of legal fees.
  • Accidental breakage of fixed glasses of the building.

Tailor made Solutions in Industry,

  • Restaurants – Food poisoning.
  • Textile shops – Accidental breakage of showcase glass.
  • Grocery stores – Spoilage of frozen foods due to power failure.
  • Pharmacies – Legal liability to third party.
  • Hardware shops – Injury to public during loading or unloading.

Benefits include,

  • A cover for the business premises and customers who frequent these premises, depending on the nature of the business carried out.
  • An option of increasing the limits of these covers by paying an additional premium.

Optional covers include,

  • Name - board and sign board cover.
  • Fire damage due to electrical surge.
  • Glass breakage cover (owner only).
  • Workmen compensation covers to employees in excess of 3 persons.
  • Strike, riot and civil commotions.
  • Terrorism.


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No. 660 – 1/1, Galle Road,
Colombo 03,
Sri Lanka.

[t]  +94 11 7501000
[f]  +94 11 2597429
[e]  info@takaful.lk


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