Mr.Osman Kassim - Chairman - Non-Executive Director (ATPLC and AT-Life)

Mr.Osman Kassim, the visionary and one of the main promoters of Amãna Group of Companies, was the Chairman of Amãna Bank PLC, Sri Lanka’s first and only licensed commercial bank to conduct all its operations under the principles of Islamic banking. Mr. Kassim, a well-versed personality in Islamic banking and finance, was instrumental in introducing Islamic finance to Sri Lanka with the setting up of Amãna Investments in 1997, whose assets and liabilities were later transferred to Amãna Bank PLC in 2011. He has expanded his directorships in Islamic Finance companies overseas as well, where he is a director at Amãna Takaful Maldives.

With over 40 years of senior management experience, Mr. Kassim was also the founder Chairman of the well-established Expolanka Group of Companies which is engaged in diverse business activities. He is the Chairman of Vidullanka PLC, a leading provider of renewable energy to the National Grid and he is also the Chairman of Aberdeen Holdings (Private) Limited. He also sits on the board of Ex-Pack Corrugated Cartons (Private) Limited.

He was conferred an Honorary Doctorate from the Staffordshire University in recognition of his achievements as both a global entrepreneur and visionary educationalist.

Mr. Mohamed Hassan Sattar Kassim – Managing Director (ATPLC)

Mr.Hassan Kassim was appointed to the Board on 07th March 2016. He is the Director/ Chief Operating Officer at Aberdeen Holdings (Private) Limited and the founder and Chief Executive Officer of Expo Commodities DMCC Dubai. He has also served as Head of International Trading at Lanka Commodity Holdings (Pvt) Ltd. and Head of Corporate Communications and CSR at Expolanka Holdings PLC.

He holds a BA (Hons.) Degree in Management Studies from the University of Nottingham, UK. Mr.Hassan Kassim also serves as a member of the Board of Directors of Bio Extracts (Pvt) Ltd, Lanka Commodity Holdings (Pvt) Ltd., Expoceylon Pharmaceuticals (Pvt) Ltd, Expo Commodities Global (Pvt) Ltd, Kolonnawa Property Holdings (Pvt) Ltd, Ruhunu Farms (Pvt) Ltd and Roar Digital (Pvt) Ltd.


Dr. Aboobacker Admani Mohamed Haroon – Non-Executive Director (ATPLC)

Dr. A A M Haroon was appointed as a Director on 21st September 2000. He is a Medical Practitioner by Profession. He also holds the chairmanship of several private companies, encompassing different industries including Garments, Healthcare and Clinical Diagnostics.

Mr.Mohamed Rizwan Mohamed Nayeem – Independent Non-Executive Director (ATPLC and AT-Life)

Mr.Rizwan Nayeem was appointed to the Board on 7th March 2016. He is currently an Executive Director at the Nortonbridge Capital (Pvt) Ltd. He has had an extensive career in investment research, corporate finance and management consultancy in Sri Lanka, Middle East and United Kingdom. Mr.Rizwan has had well-acclaimed research-based publications in the insurance sector and luxury goods in Sri Lanka and United Kingdom.He is also an accomplished entrepreneur having successfully launched vibrant enterprises including the Nortonbridge Capital and Orofini Jewellery.

Mr.Rizwan has an MBA from the Cranfield School of Management, United Kingdom and he has successfully completed the programme on Advanced Corporate Financial Strategies at the Kellogg School of Management, Illinois, USA. Mr.Rizwan is also a member of the Association of Chartered Certified Accountants (ACCA – UK), Chartered Institute of Management Accountants (CIMA – UK) and Chartered Institute of Marketing (CIM – UK).

Mr.Syed Rizwan Hussain – Independent Non-Executive Director (ATPLC and AT-Life)

An Industry stalwart with over 29 years’ experience. Seasoned CEO with an industry leading company in Pakistan, expert at leading cross-functional teams, managing result-oriented departments, ensuring corporate governance. He holds multiple Board Member position(s) with reputed companies and leverages management and visionary leadership expertise for driving long-term strategies aimed at excelling companies’ top-line and bottom-line. He is serving as an independent non-executive director of Amana Takaful PLC. Alongside his several accolades, he is an MBA & a Certified Director.

Mr.Mohamed Zulficar Mohamed Ghouse – Independent Non-Executive Director (ATPLC)

Mr.Zulficar Ghouse was appointed to the Board on 3rd June 2020. He is a Fellow Member of the Chartered Accountant – Sri Lanka and trained at KPMG and also a Fellow Member of the Institute of Certified Management Accountants of Sri Lanka. Since 2009, functioning as the Executive Director of Expack Corrugated Carton Limited, a leading Corrugated Carton Manufacturer. The Company has a turnover exceeding Rs.3.5 Billion Rupees and with a staff strength of 300 employees. Expack is a fully owned subsidiary of the Aberdeen Group. Expack had the distinction of being awarded the WRAP Gold Certificate in 2013 and the 1st Corrugation Manufacturer to obtain 9001-2008 ISO Certification in 2012. Expack has also has won several prestigious awards such as the Top 10 award at the CNCI Achievers Award in 2012 and the Most Outstanding Exporter Award – Support Services Sector in 2010 & 2111, the NCE Gold Award in the Extra-Large category several times and the Business Excellence Award and also the Presidential Merit Award in 2008. In 2014 and 2015 they have won Gold awards at the Lanka Star Awards for innovative packaging solutions. They expanded their operation in 2007 by acquiring a 4 acre land in the industrial zone, with the inclusion of state of the art fully automated machinery, which resulted in larger market share amongst the large exporters.

The current portfolio of customers includes the following segment, FMCG, Pharmaceutical, Food Manufacturers & Exporters of Tea Exporters, , Garments & Accessories, Fruits and Vegetables, Bicycle Manufacturers, Sea food to name a few.

Previously was employed as Director/CEO of Asiabike Industrial Limited, a BOI approved company is the pioneer in the manufacture of bicycles in Sri Lanka. Presently it is the only company in Sri Lanka manufacturing and exporting more than 350,000 bikes per year to European Union Countries. The company is 100 percent Sri Lankan owned and was incorporated in 1994.. Asia bike were awarded the Presidential Award for Export Excellence in 2006, Gold Award in 2007 and the Bronze Award in 2006 in the Industrial Extra Large Category by the National Chamber of Exporters of Sri Lanka.

Mr.Zulficar has extensive experience in private sector organizations local and overseas. His previous appointments were as Director /CEO of Colombo Land & Development Co Limited, a company listed in the Colombo Stock Exchange and prior to that he was Managing Director of iOM Lanka (Pvt) Limited and as Country Manager of iOM Philippines In which was subsidiary of Royal Clicks Limited, a company listed on the Singapore Stock Exchange. He is also employed as Group Financial Controller of the Expolanka Group.

The Takaful operation is based on a solid establishment of Shari’ah guidelines that are formulated, approved and monitored by a council of scholars.
The Shari’ah Council provides service, advice and consultation in accordance with Islamic principles. The Shari’ah Council at Amãna Takaful is made up of a group of eminent and competent scholars’ well versed in the principles of Shari’ah

Mufti M I M Rizvi – Chairman

The President of the All Ceylon Jamiyyathul Ulema, he is highly respected for his scholarly advice. A Graduate from the University of Jamiha Uloom Islamiyah, Karachi in Pakistan; he qualified in Ifta. One of the pioneering scholars in the field of Islamic Banking and Finance he is a member of the Shari’ah Advisory Councils for a number of Islamic Financial Institutions in Sri Lanka.

Moulavi M Murshid Mulaffar - Secretary

A practiced scholar in Islamic Banking and Finance, he obtained a Diploma in Islamic Finance from the Centre for Economics in Karachi, Pakistan. He is a graduate from the Al-Ali at Darul Uloom Al-Humidiya. A member of the Banking Advisory Committee of the All Ceylon Jamiyyathul Ulema and a member of a Shari’ah Advisory Councils for a number of Islamic Financial Institutions in Sri Lanka.

Mufti Shafique Ahmed Jakhura

Mufti Jakhura serves in the Fatwa Department at the Darul Ihsan Research Centre in Durban preparing and issuing Islamic juristic rulings. He has established and heads the Centre for Islamic Economics and Finance SA (CIEFSA) - a non-profit organisation dedicated to increasing awareness and providing education in the fields of Islamic economics and finance, structuring Shariah-compliant transactions and providing Shariah-compliant commercial solutions at various levels.

In 2002, he completed with distinction, the Aalimiyah Course at Madrasah Taleemuddeen in Durban. In 2005, he completed a three-year specialisation course in in Islamic Jurisprudence (Fiqh and Fatwa) from Jamia Darul Uloom Karachi, under the guidance of Mufti Taqi Usmani, which culminated in the submission of a thesis on the topic of Shirkat and Mudharabat.

He is a Certified Shariah Accountant and Auditor certified by the Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI) in Bahrain. He has an Advanced Diploma in Islamic Banking and Finance from the Karachi-based Centre for Islamic Economics.

He serves on the Shariah Supervisory Board of Albaraka Bank South Africa as well as the Old Mutual Albaraka Equity, Balance and Global Funds.


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